Our software provides a quick online connection directly to Experian's NetConnect credit reporting database. Some of the features we support are:

Credit Profile

The most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.

Direct Check

The fastest, most inexpensive way to contact other credit grantors to obtain updated information about customers and prospects by providing a current listing of credit grantors’ names, addresses and telephone numbers for all tradelines and inquiries.

Social Search

Instantly matches and retrieves the latest consumer identifying information reported on the input Social Security number. Reach hard-to-find individuals who may have changed their names or moved without a forwarding address with Experian's social-based search logic.

FACS+

A service to indentify potential fraudulent activity with alerts when an applicant's data is cautious, high-risk or non-residential.

OFAC

Screen applicants against the Office of Foreign Assets Control (OFAC) database for trade sanctions against target foreign countries, terrorism sponsoring organizations, and international narcotics traffickers.

Risk Models

Broad-based and industry-specific bureau scores designed to support response, risk, bankruptcy and recovery strategy decisions.

• Auto Risk - predicts the likelihood of delinquency for the Auto industry.
• Fair Isaac (FICO) - a “generic” credit risk score, used in many different types of lending decisions.
• New National - broad-based model to predict delinquency on any type of account.